Albemarle Virginia Personal Injury Lawyer Discusses Medical Payments

As an experienced Virginia personal injury lawyer who practices in Charlottesville and Albemarle and the surrounding areas, It is not unusual to have clients who do not know if they have medical payments benefits as a part of their automobile insurance policies. In the event of an auto accident or truck accident, a personal injury victim can recover for his or her medical bills from their own insurance policy if they have medical payments coverage. A quick check of the policy declarations page will reveal if the coverage is available. Typically, the coverage is just a few thousand dollars, but I have seen coverage as high as $25,000 when there are multiple vehicles or policies. Payments made as a result of this coverage are not included in a personal injury case recovery. Unfortunately, many insurance companies are trying to factor in this coverage in making settlement offers to injury victims. However, the law is clear that a defendant in a Virginia personal injury claim is not entitled to the benefit of the personal injury victim's own insurance. Francis P. Hajek Wilson & Hajek, LLC, a personal injury law firm Experienced Injury and Accident Lawyers Serving Virginia, including Albemarle, Charlottesville, Fluvanna, Louisa, Madison, Nelson, Orange, Greene, Augusta, Buckingham, Staunton, Waynesboro, Culpepper, Richmond, Norfolk, Portsmouth, Virginia Beach, Chesapeake, Hampton, Newport News